4x Protection for Life’s Big Health Battles — Why FWD’s Critical Illness Plan is a Game Changer
Let’s be honest — getting sick once is scary enough…
Pero paano kung dalawa o tatlong beses kang tamaan ng major illness in your lifetime? 😟
That’s the reality today. With stress, lifestyle, and environment, even after recovering from one critical illness — there’s always a chance of another.
But here’s the good news:
👉 FWD’s 4x Critical Illness Protection Plan gives you peace of mind four times over.
What makes it unique?
Unlike most plans na isang beses lang pwedeng mag-claim at mahirap na ma-insure ulet, FWD’s plan lets you claim up to 4x throughout your lifetime:
✅️ 1x Minor Critical Illness claim
— For early-stage illnesses (like early-stage cancer or minor stroke).
You get a lump sum benefit to start treatment early — habang manageable pa ang condition.
✅️ 3x Major Critical Illness claims
— For life-threatening illnesses like heart attack, late-stage cancer, kidney failure, or stroke.
Even if you already claimed once, you can still receive up to three separate payouts for future illnesses — as long as they’re under different categories.
✅️ 100% Guaranteed Moneyback
— Kung hindi mo nagamit yung major critical illness benefit atleast once at age 75, ibabalik lahat ng binayad mo. Kaya walang tapon sa insurance plan na ito.
Why this matters more than ever
Here’s the reality:
A lot of people recover from one illness… only to face another later in life.
And most insurance plans? ❌ They stop coverage after the first claim.
FWD’s plan changes that.
It’s designed for real-life recovery — kasi healing doesn’t happen in one payout.
You get financial support every step of the way, from early detection to long-term recovery.
Financial flexibility you can control
Each time you claim, you receive cash directly, not just hospital coverage. Pwede mo itong gamitin sa:
- Treatments & medications 💊
- Loss of income replacement 💼
- Family expenses or recovery time 🏠
No need to submit receipts paano ninyo gagastusin ang pera — ikaw at pamilya mo ang may control.
A plan that grows with you
FWD’s 4x plan is perfect for people who:
- Want long-term protection even after surviving one illness
- Value flexibility in how they use their benefit
- Don’t want to worry about being uninsured after their first claim
It’s a “recover, rest, repeat protected” kind of plan — kasi life doesn’t stop after one challenge.
Real Talk: Prevention is power, but preparation is peace of mind
Critical illness can drain not just your savings, but your energy and hope too. But with FWD’s 4x Critical Illness Protection, you can focus on what truly matters — getting better, not paying bills.
Start protecting your future — 4x stronger
Ready to know how much protection you can get (and how affordable it can be)?
Let’s create a plan that fits your life, your budget, and your dreams.
About the Author
Jonathan Ventula Mendoza
💼 Licensed FWD Financial Wealth Planner
Helping Filipinos build a secure and confident financial future — one plan at a time.
