Stability isn't real if your family's future depends on HR's benefits package
Si James, nagtrabaho sa isang corporate logistics company for 10 years. On paper, stable ang buhay—monthly salary, HMO para sa pamilya, retirement fund, at group life insurance.
Pero isang araw, habang nagkakape kasama ang officemate na bagong resign, may realization siyang tumama:
- 👉 “The moment na umalis ako sa company, lahat ng benefits na ‘to—HMO, retirement, life insurance—mawawala.”
- 👉 “At paano kung mag-downsize ang company? Paano kung may mangyari sa’kin habang pamilya ko umaasa pa rin sa HR package?”
When “Stability” Isn’t Really Stable
Bigla niyang naisip ang asawa at dalawang anak niya.
📌 Tuition, daily needs, future dreams—lahat naka-depende sa company benefits.
Doon niya narealize:
Kung nakaasa lang siya sa HR, ang tinatawag na “stability” ay parang illusion lang.
Building His Own Safety Net
That’s when James decided to take control.
Nag-set up siya ng sarili niyang:
- ✅️ Life Insurance with Income Protection
- ✅️ Critical Illness Coverage
- ✅️ Accident Benefits
Ngayon, kahit mawalan siya ng trabaho o may unexpected event mangyari, secured pa rin ang pamilya niya.
The Big Change
James still works in corporate today.
Pero this time, pumapasok siya sa opisina na may peace of mind—alam niya na hindi na naka-depende sa HR ang future ng pamilya niya.
Final Thoughts
Kung umaasa ka lang sa company benefits, tanungin mo sarili mo:
👉 “What happens kapag wala na ako sa company?”
Take the Next Step
Don’t let your family’s future be at the mercy of HR.
📝 Sign-up for a free consultation with me today, and let’s secure your family with protection na ikaw mismo ang may control.
About the Author
Jonathan Ventula Mendoza
💼 Licensed FWD Financial Wealth Planner
Helping Filipinos build a secure and confident financial future — one plan at a time.
