About the Author
Jonathan Ventula Mendoza
💼 Licensed FWD Financial Wealth Planner
Helping Filipinos build a secure and confident financial future — one plan at a time.
About the AuthorJonathan Ventula Mendoza
💼 Licensed FWD Financial Wealth Planner
Helping Filipinos build a secure and confident financial future — one plan at a time.
A Working Mom’s Wake-Up Call: Why She Chose FWD’s 4x Critical Illness Protection PlanWhen you’re a working mom, every day feels like a balancing act — juggling deadlines, bills, and bedtime stories.
For Liza, a 34-year-old marketing assistant and mom of two, life was already busy enough — until one day, a story from her office hit too close to home.
Her Co-Worker’s Battle With Thyroid CancerOne morning, Liza noticed her officemate, Joan, had been absent for weeks. She later learned Joan — a single mom — was diagnosed with thyroid cancer.
The news shook the whole office.
Joan was young, healthy-looking, and had always been the strong, independent type.
Fortunately, Joan had Critical Illness Insurance.
It became her lifeline — helping her pay for:
That policy gave her breathing room to heal without worrying about money.
She Survived — But Now Faces a New ChallengeMonths later, Joan recovered and was declared cancer-free — a true survivor. But when she tried to apply for new insurance, she discovered something that made her heart sink.
She was no longer insurable — at least not for the next 5 years.
Even worse, her family had a history of meningitis.
Her doctor explained:
“Meningitis isn’t directly hereditary, but some people have genetic susceptibility — meaning if you’re exposed, you’re more likely to get it.”
The thought haunted her:
“What if something happens again within the next 5 years? Who will take care of my child?”
Witnessing Her Friend’s Struggle Changed EverythingFor Liza, that was her wake-up call.
She realized that life’s uncertainties don’t wait, and being healthy today doesn’t mean you’ll be protected tomorrow.
So she took action.
She chose FWD’s 4x Critical Illness Protection Plan (Set for Health) — one of the few plans that let you claim up to 4 times for different illnesses.
Here’s why she chose it:
“Healthy? You Still Win.”What made her decide even faster was the moneyback feature.
If she stays healthy and never needs to make a major claim, she’ll still get all her money back at age 75.
For Liza, that’s a win-win.
“Either way, I’m preparing my family’s future — with or without illness. I can even use the moneyback fund as an instant pamana for my kids.”
A Mother’s Real Definition of PreparednessLiza didn’t buy insurance out of fear — she did it out of love and responsibility. She learned from her friend’s journey that recovery takes more than courage — it takes preparation.
Because when you plan ahead, you don’t just protect yourself…
You protect the people who depend on you the most.
Ready to Protect What Matters Most?Your health is your family’s foundation.
Don’t wait for a wake-up call to start preparing.
📝 Sign-up for a free consultation today and learn how FWD’s 4x Critical Illness Protection Plan can give you peace of mind — no matter what tomorrow brings.
💬 Just answer a few questions — it only takes 2 minutes!
Step 1: Personal Info
🚻 Gender:
💍 Civil Status:
❤️ Do you have any pre-existing medical condition?
🛡️ Do you already have an existing insurance policy?
🧠 We’ll calculate your estimated coverage amount and show how much protection you’ll need for your top priorities. The recommended coverage benefits will be sent to your email address.
