The Hidden Costs of Critical Illness

💡 Alam mo ba kung ano ang mga hidden costs ng Critical Illness?

• ❌️ Medical Costs – Hospitalization, doctor’s fees, at treatments na hindi fully covered ng HMO
• ❌️ Lifestyle Change Costs – Loss of income, special diet, dagdag na gastos sa transportation at home adjustments
• ❌️ Family Costs – May kamag-anak na titigil sa work para mag-alaga, kailangan mag-hire ng helper, o gamitin ang ipon na para sana sa edukasyon o retirement
• ❌️ Future Insurability Costs – Kapag na-diagnose na, mas mahirap at mas mahal kumuha ng bagong insurance coverage

Final Thoughts

Hindi lang hospital bills ang gastos kapag nagkasakit ng malala. Mas malaki pa ang epekto nito sa income, family, at future plans mo.

👉 Kaya mahalaga na meron kang Critical Illness Insurance plan—para may lump sum cash ka agad upon diagnosis. Makakapag-focus ka sa paggaling, habang safe ang finances at future ng pamilya mo.

Take the Next Step

Let’s talk about a plan that truly fits you and your family.