Do You Know the Actual Cost of Getting Seriously Ill in the Philippines?
When someone in the family gets sick, hindi lang emosyonal ang bigat — financially draining din. And most of the time, hindi natin alam kung gaano kalaki talaga ang gastos... until it happens.
The Real Numbers Behind Critical Illness
Let’s talk about the actual medical costs in the Philippines:
- 🫀 Heart Attack: ₱978,650
- 🧠 Stroke: ₱1.8M
- 💨 Lung Cancer: ₱2.78M
- 🎀 Breast Cancer: ₱438K
- 🍷 Liver Cancer: ₱574K
- 💚 Gall Bladder Cancer: ₱636K
- 🧩 Brain Cancer: ₱641K
- 🍞 Pancreatic Cancer: ₱1.55M
And that’s not all…
- 💉 Kidney Dialysis: ₱192K – ₱432K per year
- 🧪 Chemotherapy: ₱20K – ₱120K per session
- 🫁 Kidney Transplant: ₱1.2M – ₱1.5M
These aren’t random figures — ito yung actual costs na pinagdadaanan ng maraming Pilipino araw-araw.
The Hard Question
Now, ask yourself:
- 👉 Kaya ba ng savings mo ‘to?
- 👉 Kaya ba ng emergency fund mo ang ₱1M hospital bill?
Most families end up selling assets, pulling out investments, or asking help online when critical illness strikes. Hindi dahil walang malasakit — pero dahil wala talagang nakahandang fund for such emergencies.
The Smart Move: Get Critical Illness Insurance
Critical Illness Insurance gives you a lump-sum cash benefit the moment you’re diagnosed with a covered illness — para may panggastos ka for:
- 💊 Treatment
- 💵 Hospital bills
- 🍲 Daily expenses
- 🚗 Transportation
- …or simply, peace of mind habang nagpapagaling ka.
- You don’t need to drain your savings just to survive.
- You just need a plan that protects your income and your family’s stability.
Let’s Talk About Your Options
If you’re not sure how much coverage you need, or how it fits your budget — let’s talk. I can help you understand your options and find the best plan for your situation.
📩 Sign-up for a free consultation today and let’s secure your health before life catches you off guard.
About the Author
Jonathan Ventula Mendoza
💼 Licensed FWD Financial Wealth Planner
Helping Filipinos build a secure and confident financial future — one plan at a time.
